Security
NetPay have been developed
with the following security features:
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Antivirus software and hardware - Netpay is protected from virus attacks
by the antivirus software and hardware.
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Hardware firewall - Netpay is protected from hackers and virus attacks by
the hardware firewall.
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128 bit Secure Socket Layer (SSL) - To ensure secure communication over the
Internet.
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SQL Injection Free - Exploits a security vulnerability occurring in the database
layer of an application. The vulnerability is present when user input is either
incorrectly filtered for string literal escape characters embedded in SQL statements
or user input is not strongly typed and thereby unexpectedly executed.
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DoS Attack Prevention - To prevent attempt that makes computer resource
unavailable to its intended users.
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Pre-determined Request & Respond URLs -
Strange URL is not allowed to communicate with Netpay system.
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Automated Fraud Screening - Is a tool to examines an online transaction to
detect fraudulent transaction based on few key features such as Geographical IP
address, Email, Bank Identification Number, Purchase Pattern, etc.
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3D-Secure Compliance - 3D-Secure is a XML-based protocol to allow authentication
of cardholders of credit card companies in online credit card transactions. 3D was
developed by Visa to improve the security of Internet Payments. It was adopted and
is offered with the service name "Verified by Visa" (by Visa) and "MasterCard
SecureCode" (by MasterCard). Under 3D authentication program, online buyer
will be redirected to their issuer bank page where extra password or security info
needed for authentication after they entered Credit Card No, CVC/CVV2 and Expiry
Date at Credit Card Payment Interface. Thus, online buyers need to enroll for the
authentication code with their issuer bank before any e-Payment, usually via bank's
official page.
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Fraud Monitoring - Through our analysis, Netpay have been able to identify
traits and patterns that are associated with fraudulent orders. Netpay Risk Management
Officer will monitor merchants’ transactions during working hours. He/she will alert
you when fraud suspected.
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Unique Merchant identity key & Password
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Frequency Check
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Blacklist Database